Our Alliances

The BAM ALLIANCE

JMF Capstone Wealth Management is a member of The BAM ALLIANCE. The BAM ALLIANCE is a community of more than 130 independent wealth management firms located throughout the United States — united in belief and in practice that there is a better, more effective, and more resilient way for investors and their families to safeguard their financial futures and realize their dreams:

• We believe in delivering unbiased, transparent, evidence-based advice.
• We believe every investor is unique — requiring custom, comprehensive wealth management solutions.
• We believe that doing what’s best and doing what’s right should be one and the same.

Our principles and approach stand in sharp contrast to many in the financial services industry who prefer to play a rigged Wall Street game, often putting their own interests ahead of their clients’. That is not how it works within The BAM ALLIANCE. We believe that by putting our clients’ interests first, we achieve more together.

Attracted to our unbiased advice, our evidence-based approach to low-cost investing and our ability to deliver on the promise of true wealth management, more than 15,000 investors have become clients of independent BAM ALLIANCE wealth management firms across the country, representing more than $22 billion of collective assets under management or administration as of December 31, 2013.

JamisonMoneyFarmer PC

JamisonMoneyFarmer PC (“JMF”) was founded in 1920 by the late Carl C. Jamison, one of the first Certified Public Accountants in the state of Alabama. JMF employs over 90 professionals and support personnel, including 15 shareholders. JMF serves privately held businesses and their owners, government and not-for-profit organizations and individuals in Alabama and throughout the southeast with a full range of accounting, tax and consulting services. JMF was recently recognized by the American Institute of Certified Accountants as one of the 500 largest firms out of 44,000 in the United States.

Dimensional Fund Advisors

Our passive asset class investment approach is translated by Dimensional Fund Advisors (DFA) into an array of mutual funds, each of which is rigorously designed to capture a particular “dimension” or asset class within a globally diversified portfolio. (DFA is our primary but not exclusive source for implementing our recommended investment approach, JMF Capstone Wealth Management receives no compensation from DFA for using its funds nor are we under any obligation to use them if they do not best meet your particular investment needs.)

Working years ahead of the industry, Dimensional has forged a new way to invest. The firm inaugurated its strategies in 1981 with early research into the stronger performance of small cap stocks. Later, a comprehensive analysis of stock prices worldwide deepened the strategy repertoire and set a new standard for portfolio design. This evolution reflects an abiding belief in financial science and the efficacy of capital markets.

Dimensional views markets as an ally, not an adversary. Rather than trying to take advantage of the ways markets are mistaken, they take advantage of the ways markets are right—the ways they compensate investors. The firm designs asset class funds to help investors capture what the market offers in all its dimensions.

Account Custodians

While we provide investment advice, we do not have direct access to your account assets. As a client, you choose Charles Schwab or Fidelity Investments to be custodians of your account. With your permission, JMF Capstone receives Limited Power of Attorney to submit trade requests on your behalf and provide you with regular reports that summarize your portfolio’s performance. However, you remain in control of your assets by having them held in accounts in your name. Our custodians provide us with the platform, products, programs and resources to serve our clients and grow businesses efficiently and effectively.

Compliance Management

Ascendant Compliance Management provides ongoing compliance consulting, guidance and training. More specifically, they help us prepare for registration, perform regulatory risk management and infrastructure analysis, and offer due diligence services and compliance training. By ensuring that our firm understands compliance control arrangements, Ascendant aims to ensure that good compliance becomes an integral part of the way we conduct business.